Can Qwist/the partner initiate payments or view my data without my consent?

No. Qwist only processes data upon your consent and is also required by law to do so. You give Qwist corresponding permission at important points in the process of using the services. Qwist’s service cannot be implemented without any processing or specific agreements to pass your data on to Qwist partners. If possible, however, Qwist will give you the option to decide whether or not the data should be saved or processed.